Practical Steps Set up Your Bank Keep $400 (or $1,000) in cash Pay off credit cards Fix payments on loans to family members Compare Medicare Plans -- or find a broker Buy LTC insurance -- or self-insure Choose a well-managed CCRC Avoid CCRCs relying on Medicaid Find a patient advocate Check 7 Steps to Avoid Elder Fraud Read the CCRC's fine print Become Smarter Test your financial literacy Test your investor literacy Build your investor literacy Take the Money Personality Quiz Improve your World Build your support network Under Development Choose a high-rated HMO